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Forget the research, focus on the decision

Read More About Upcashwise

Hello, we’re delighted you’ve visited Upcashwise!

Our mission is to create content that propels your personal and financial growth. At Upcashwise, we’re committed to guiding you towards top-notch online resources to help you take control of your finances.

Whether you’re contemplating acquiring new financial knowledge, or you’d like to find out what the top financial products of the moment are, you’ve arrived at the perfect destination! Among other resources, at Upcashwise you’ll find:


The Team Behind Upcashwise

Josep Garcia

Upcashwise Advisor

I'm Josep Garcia, originally from Barcelona. I launched my own website in 2016, focusing on personal finance, which has been live since 2018. Since then, I've continuously produced online content related to personal finances, covering topics like banking and investment products, and also creating videos on these subjects. In 2023, I decided to deepen my expertise in finance and obtained my EFPA (#37363) certification in financial advisement.

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Catherine Cooke

Upcashwise Advisor

I'm Catherine, originally from London and now living in Spain. My professional journey led me from being a teacher to becoming an online entrepreneur. At Upcashwise, I assist with content creation and graphic design, two of my areas of expertise. With years of secondary school teaching experience and a Master's Degree in Teaching from UEL, I bring a strong educational background to the team.

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About Upcashwise Research

Maintain the Focus, Upcashwise Does the Research

At Upcashwise, we’ve invested hundreds of hours in creating cherry-picked content to help you take control of your finances.

Furthermore, we’ve produced videos on our content to provide you with a comprehensive overview.

What Sets Upcashwise Apart?

Genuine Reviews

You might have encountered numerous sites offering reviews on various financial services and investment strategies. However, knowing who to trust can often feel like navigating a complex labyrinth. This is where Upcashwise steps in. We offer genuine, first-hand reviews because we’ve personally utilized these financial tools to enhance our own economic savvy or to reshape our investment strategies.

Have questions? We encourage you to reach out in the comment section of our guides and reviews. We’re here to provide guidance!

And for your peace of mind, if we wouldn’t suggest it to a family member or a close friend, it won’t be recommended on Upcashwise.

Expertise and Accreditation

We’re not just commentators; we’re specialists in the subjects we discuss. Upcashwise commits to rigorous research and analysis for every piece of content we publish. However, we do not offer financial advice; our content is educational only.

Josep EFPA Certificate Financial Advisor at Upskillwise

Josep Garcia

Josep Garcia has spent several years writing about financial products and holds certification as a financial advisor from the European Financial Planning Association—EFPA European Investment Practitioner (Certification #37363).

Catherine Cooke Teacher Certificate

Catherine Cooke

Catherine Cooke brings valuable online content creation expertise to Upcashwise. She also holds a Master’s Degree in Teaching from UEL. Catherine’s skills in online marketing and content curation are a great asset to the team, complementing her educational background and wellness knowledge.


Transparency & Methodology

At Upcashwise, transparency is at the heart of our approach. We want you to trust our evaluations completely, which is why we adhere to a rigorous and methodical process for every product or service we assess.

Our process begins by understanding your interests as our valued reader, followed by real-world testing of financial products. We delve into the fine print, examine hidden clauses, and even subscribe to plans to experience the offering first-hand. These insights are thoroughly discussed internally before we provide any recommendations, ensuring that what you read is something we’d confidently recommend to our closest friends.

But our commitment goes beyond this initial evaluation. We tailor our reviews to the specific features and qualities of each product or service. We scrutinize aspects like customer support, ease of use, and regulation. Drawing from our extensive experience in online learning and financial products, we bring our reviews to life with detailed, regularly updated content, insightful guides, interactive videos, and user-friendly tools—all designed to empower you to make informed decisions.

Your input matters to us. We encourage you to share your comments and feedback, and our dedication to honesty and integrity means you can trust the information you find on Upcashwise.

About how Upcashwise is funded

How we get funded at Upcashwise:

At Upcashwise, our passion is creating all the valuable content you see on our platform. However, crafting this content also requires a significant investment of time and resources.

To support our project, we receive compensation from some of the brands we feature. Rest assured, this compensation does not translate into extra costs for you. In fact, it often results in better deals and savings for our readers – you can learn more about how we generate revenue here. We hope you find the information on Upcashwise beneficial, and we sincerely appreciate you taking the time to visit our platform.

Warm regards,

Catherine & Josep